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You can download a copy of our brochure which gives a detailed look into our unique Individual Buy Out proposition.

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Individual Buy Out (IBO)

Many independent financial advisers operate across the UK as sole practitioners. This number is reducing year on year as IFAs face rising operational costs, increasing regulatory pressure and the challenge of growing a business and planning for retirement when working alone.

At Fairstone, we understand the position many individual advisers find themselves in and have developed a unique proposition to enable advisers to join, grow and ultimately retire within the firm.

"Fairstone provides me with complete confidence which I can pass on to my clients"

Robert Young, Independent Financial Adviser

We understand that your clients are your main priority and as one of the UK’s largest Chartered financial planning firms, we won’t compromise your independence and will never ask you to shoehorn client assets. Partnering with Fairstone will leave you secure in the knowledge that your clients will always have access to the highest quality and best value advice.

From day one, Fairstone will absorb all PI and regulatory costs and you will immediately operate within our robust compliance standards with access to file checking, case audits and pre-approval reviews.

In addition to this, we have a dedicated integrations team that will support client novation and you’ll have instant use of our industry leading technology as well as our bespoke partner asset range.

While you retain ownership of your clients and revenue, you will be able to take advantage of our centralised fee collection and reconciliation services and high-quality client facing marketing materials.

Handing over these administrative pressures will free you up to spend more time with your clients and grow your business.

Supporting IFAs to grow their businesses and optimise their value is one of our top priorities.

As part of our IBO proposition we offer:

  • Access to growth funding
  • Business development consultancy and growth support
  • New opportunities generated by our customer acquisition programme
  • A pay-as-you-go paraplanning service
  • Adviser and staff development via the Fairstone Academy
  • Marketing support including access to our TrustPilot and VouchedFor review programmes

When the time comes to start planning for your retirement, we will support your search for the right successor and work with you to ensure the safe handover of your relationships and your valued clients.

Once appointed, all succeeding advisers are offered dedicated integration support across the first 12 months and a full handover plan is agreed between all parties.